WHY EVERY COMMUNITY ASSOCIATION AND BUILDING OWNER NEEDS THIS POLICY?

During the past decade, more and more insurance companies have been denying claims and delaying responses by way of Reservation of Rights Letters. Your professional insurance agent will confirm this.

When you or your Association, or Business, is faced with a denial or Reservation of Rights, the BOLD Supplemental Policy will immediately respond with an unlimited defense. This will eliminate the exposure of tens of thousands of dollars in legal expense, and protect you against the possibility of a Default Judgment. We provide the defense completely through trial. There is no deductible.

A good business person never wants to encounter an unexpected expense. The BOLD Supplemental Defense Policy will alleviate that concern and give you this assurance.

For a fixed minimal premium today, you will protect yourselves from the cost of expensive legal defense.

WHAT DOES THE BOLD SUPPLEMENTAL POLICY PROVIDE?

Insurance Policies have limits. Insurance Policies have defined coverage. Insurance policies also have exclusions. And unfortunately, Insurance Policies can deny coverage. When they deny or restrict coverage, BOLD Supplemental Insurance provides you with an immediate and unlimited Defense.

• Seek out coverage from your other insurers to include indemnification
• Total Representation from the beginning to the final resolution
• Claims adjudicators with Insurance background from a Litigators view
• Fixed Cost budgeting for Defense of questionable claims made against all exposures

We have no conflict, no insurer obligations and no restrictions as to cause of loss. BOLD becomes your insurance contract specialist and your insurer for defense against liability claims!

An insurance policy that defends You against Exclusions, Gaps and Holes in your other policies.*

WHY DO AGENTS PROPOSE THIS COVERAGE TO ALL THEIR CLIENTS?

Designing an insurance and risk management program begins with the Commercial General Liability (CGL) policy. CGL policies create a platform by which other policies are integrated to coordinate coverage, such as Umbrella/Excess Liability, Professional Liability (D&O) or Pollution Liability. But what does an agent do to mitigate these exclusions and ambiguities?

“BOLD Supplemental” is designed specifically to provide the defense that fills the gaps caused by these ambiguities and exclusions.

Denials of claims and Reservation of Rights Letters are becoming standard practices in today’s Insurance world. All of this coverage should be reviewed in tandem to be sure the gaps are properly sealed. BOLD Supplemental will give the Insured the full information needed to make an informed decision. The well informed Agents know that BOLD Supplemental can be an integral component to providing a complete Insurance Program.